Working Capital for Contractors
Funding for payroll, materials, and day-to-day operations — not tied to a specific equipment purchase.
What's Included
What this program covers
- Working capital options not tied to a specific equipment purchase
- Funding for payroll, materials, and operating expenses
- Terms structured around your business's cash flow patterns
- Straightforward application process
- Guidance on how much working capital makes sense for your situation
- Support through the application and funding process
Who It's For
Spray foam contractors managing cash flow gaps, seasonal swings, or growth that's outpacing available cash.
Not every funding need is about buying equipment. Payroll during a slow-pay stretch, a bulk materials order, or bridging the gap between job completion and payment are all real working-capital needs for spray foam contractors. We help connect contractors with working capital options built for the ups and downs of the trade.
Common Questions
Working Capital for Contractors FAQ
Is working capital the same as an equipment loan?
No — working capital funding isn't tied to a specific equipment purchase and can be used for operating needs like payroll or materials. Equipment loans are specifically structured around a piece of equipment.
How is working capital funding typically repaid?
Repayment structures vary by program — we'll walk you through the options and what fits your business's cash flow when you apply.
Ready to Explore Working Capital?
Tell us about your business and equipment needs — we'll connect you with options from our lending partner network.